There are two areas of risk involved when your social security card goes missing. Why it’s Important to Report Your Lost Card Taking the actions above can help protect you against identity theft. You can visit the station in person to report your potentially stolen social security card, or look up the local police non-emergency number. If your social security card went missing in a public location such as a store or parking lot you should also consider filing a police report for possible theft at your local police station. The credit freeze lasts for a year and a fraud alert lasts for 90 days but you can renew it if needed. The credit bureaus must by law provide you with a fraud alert or security freeze for free if you request them. You will still be able to apply for credit accounts but you will have to use a secret personal identification number to unfreeze and then refreeze your credit report each time you want to apply for credit. A fraud alert on your credit report will let companies know that they need to verify your identity before opening a new credit account in your name.Ī credit freeze will prevent any company from accessing your credit report at all. Place Fraud Alerts or Credit Freeze on Your Credit ReportĪll the credit bureaus offer the ability to place a fraud alert or a temporary security freeze on your account. The credit reporting agencies will have credit monitoring measures they can take to check for potentially suspicious activity by an identity thief impacting your credit report and can help prevent future problems. Reach out to the credit bureausĬontact the major credit bureaus to share your concern about potential fraud. Most credit card companies provide fraud alert services. If you have any credit cards through a different bank, you should contact them as well. Ask them what monitoring services they offer for fraudulent charges on your bank account, debit card and credit card. Contact your bankĬall your bank to report your concerns. Be sure to call during a time when you’re available to wait on hold, so you don’t end up losing your place in line because you have to end the phone call early. The Social Security Administration's website advises that hold times are typically longest on Mondays and later in the day, so try to call early in the morning Tuesday through Friday for the fastest service if you need to speak to a person. If you need to speak to a social security representative, they can be reached through the same number between 8 am and 5:30 pm Monday through Friday.īefore you call, be aware that wait times can be long. These include recorded messages with information you might need and answers to common questions relating to your lost social security card. The Social Security Administration does not publish the phone number for your local social security office, and going to a social security office isn’t necessary anyways.Īutomated services from the Social Security Administration are available by phone 24 hours a day, 7 days a week. If you are deaf or hearing-impaired, you should use this number: TTY 1-80. The main toll-free phone number for the Social Security Administration is 1-80. However, if you want to report your card as lost and check that there hasn’t been any fraudulent action that the SSA is aware of in relation to your lost card, you can call the main Social Security Administration service number for assistance. The Social Security Administration does not require you to report a lost Social Security card. If there’s a chance your card was stolen or could fall into the wrong hands, you should also consider taking a few additional steps to protect your identity, including filing a police report and calling banks and credit bureaus to check for unusual activity. First, you may want to report your card as lost to the Social Security Administration. There are several organizations you may want to contact if you lose your social security card. What you’ll need for a replacement social security card. ![]() ![]() Why you should replace your card quickly.Why it’s important to report your lost card.How to report a lost social security card.This article will guide you through everything you need to know if your social security card is lost, including: If your card has been lost or stolen, you need to begin the process to report and replace it right away. Your social security card is linked to the most important aspects of your life: government, finances, health care, employment - and more. After all, this card is one of the most important documents you have. If your social security card has gone missing, it’s common to feel panicked. How to Report a Lost Social Security Card
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